'Money Management' 'Household Budget' 'Expenses' 'Bills' 'Savings'... all these terms are troubling for me. I am not really the very 'spend your money carefully' kind of person. Until now, I and my husband would spend more and save almost nothing. It was just the two of us. We had already bought our house and that was the biggest saving that we did. Pretty much satisfied with it. I mean, who buys a house at 26 and that too in Bombay. How we bought it, makes a good story for another blog post, so more on that later.
But now that I am a mother, I have an added sense of responsibility . I have to save for my child, to make sure he gets a secured future.
So to keep a track of our expenses and make sure we save something at the end of the month after investing, I came up with this excel sheet tracker. I intend to update it every week, so that would be about 4to5 times a month, which I think is fair. This will make my life so much easier.
The intention of making this tracker is not only to track the expense but to identify any 'unnecessary' spend and try to curb it the next time.
So here is the tracker for you all. Use it if it suits your lifestyle, amend it. Also, if you have any suggestions for changes or additions, please let me know.
https://docs.google.com/spreadsheet/ccc?key=0AjfGqaNj_aLddDh0X0NOMWlMLXlwcUM4RFVaTnA4X1E#gid=0
Please note: there are four categories where we could specify the expense weekly as you scroll down and i have added a formula where the weekly expense will be added in the main table.
But now that I am a mother, I have an added sense of responsibility . I have to save for my child, to make sure he gets a secured future.
So to keep a track of our expenses and make sure we save something at the end of the month after investing, I came up with this excel sheet tracker. I intend to update it every week, so that would be about 4to5 times a month, which I think is fair. This will make my life so much easier.
The intention of making this tracker is not only to track the expense but to identify any 'unnecessary' spend and try to curb it the next time.
So here is the tracker for you all. Use it if it suits your lifestyle, amend it. Also, if you have any suggestions for changes or additions, please let me know.
https://docs.google.com/spreadsheet/ccc?key=0AjfGqaNj_aLddDh0X0NOMWlMLXlwcUM4RFVaTnA4X1E#gid=0
Please note: there are four categories where we could specify the expense weekly as you scroll down and i have added a formula where the weekly expense will be added in the main table.
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